Avoid financial infidelity—the #1 relationship wrecker and a pre-cursor to infidelity—by talking about credit scores/finances early in the relationship—even on the first date! Good credit is sexy. The way people handle their money tells you a lot about how they handle romance and sex. Talk about your financial personality early on. Don’t wait until your relationship is at a critical point.

Financial Infidelity is more widespread than many think; studies show that 60% of couples say it is just as destructive as cheating. More than 34 percent of men and women keep money secrets from their spouse. Want to know if someone will remain faithful? Check their credit score. All the attributes required to maintain good credit, like trustworthiness and honesty, also apply to good relationships. Credit scores are like the dating equivalent of a sexually transmitted disease, giving a sense of someone’s financial past the same way an S.T.D. test gives some information about a person’s sexual past.

Make money talks sexy by using my Smart Heart Skills and Dialogue. This dialogue acts like glue when a relationship is new, and includes in a non-threatening way discussing credit scores early on so a relationship doesn’t stop before it starts. For singles who can’t find or keep loving relationships, these skills can help them get past that all-important third date.

To learn more about my Smart Heart Skills and Dialogue and infidelity—financial or otherwise—please check out to her books “Make Up, Don’t Break Up,” (winner of the New Times best dating book, 2010) which includes a DVD “Falling in Love and Staying in Love” and “Financial Infidelity, the #1 Relationship Wrecker.” You can also view a short video on financial infidelity at https://www.youtube.com/watch?v=JMlPVftn-E0&t=1s